Nationwide, Current Restrictions to Prosthetic Coverage by Private Insurers Include:

• No coverage for repairs or replacements
• Increased co-pays, deductibles and out-of-pocket expenses
• A cap on benefits if a patient receives a prosthesis from another insurance company
• Annual caps of $1000 to $5000
• $2500 to $7000 maximum lifetime cap
• One prosthesis per lifetime

(This information comes from Action Plan for People with Limb Loss, a publication of The Amputee Coalition of America)